"wedding insurance" - In our final article in this short series about wedding insurance claims we should just spend a little time clearing up some loose ends.
We have already mentioned about the main cause of wedding insurance claims being problems with the venue, so we should just take a closer look at some of the types of things that can happen that are covered by your insurance.
Probably the number one eventuality that can happen with your wedding venue is that the owners go out of business. This happens more often than you would think. Even some of the biggest hotels and venues have their own financial constraints especially in these dark austere times, so do not think that just because your venue is a big chain, or the owners are very nice and sociable when you contact them that they can not possibly have any financial worries. The size of the venue is irrelevant when it comes to going bust!
Of course there is also the possibility that the place could suffer some sort of catastrophe. It could burn down or have some sort of structural problems necessitating its closure.
There have even been claims reported by insurers because one of the owners had fallen ill and can not continue with your event.
One area that you will need to clarify with your wedding insurance company is how their policy will deal with any legal action resulting form the venue maybe not supplying what was offered. You would be surprised at how often this situation arises. You would be well advised to get a written list of the requirements you have counter-signed by the owners of the venue to ensure that they have accepted responsibility for supplying those services. This will make life so much easier for you and the insurance company of there should be any sort of dispute about this.
We have spent a little time in these articles looking at the most common types of wedding insurance claims and how you can deal with them. We have looked at cancellation of the event due to unforeseen circumstances. We have looked at the problems involving a myriad of suppliers and the chances that one of them will fail. We have checked the possibilities of the wedding attire, especially the wedding dress being lost, stolen or damaged before the event. We have looked at the consequences of the photographer either failing to turn up or that the photographs are substandard in some way, and we have taken a closer look at venue problems.
One last area we have not mentioned is that weddings are stressful occasions. The last thing you want to have on your mind during the day is the fear that something dreadful will happen or go wrong. Let's face it, you have made one of the most important decision of your life, so you do not want to have the additional worry about whether it all goes well or not.
Moreover, weddings today are expensive affairs. The days of booking some room in the back of a pub are long gone. People expect a reasonably lavish do to remember their day. Taking out wedding insurance will spare you from all these worries, financial or otherwise.
Article Source: Ezinearticles
We have already mentioned about the main cause of wedding insurance claims being problems with the venue, so we should just take a closer look at some of the types of things that can happen that are covered by your insurance.
Probably the number one eventuality that can happen with your wedding venue is that the owners go out of business. This happens more often than you would think. Even some of the biggest hotels and venues have their own financial constraints especially in these dark austere times, so do not think that just because your venue is a big chain, or the owners are very nice and sociable when you contact them that they can not possibly have any financial worries. The size of the venue is irrelevant when it comes to going bust!
Of course there is also the possibility that the place could suffer some sort of catastrophe. It could burn down or have some sort of structural problems necessitating its closure.
There have even been claims reported by insurers because one of the owners had fallen ill and can not continue with your event.
One area that you will need to clarify with your wedding insurance company is how their policy will deal with any legal action resulting form the venue maybe not supplying what was offered. You would be surprised at how often this situation arises. You would be well advised to get a written list of the requirements you have counter-signed by the owners of the venue to ensure that they have accepted responsibility for supplying those services. This will make life so much easier for you and the insurance company of there should be any sort of dispute about this.
We have spent a little time in these articles looking at the most common types of wedding insurance claims and how you can deal with them. We have looked at cancellation of the event due to unforeseen circumstances. We have looked at the problems involving a myriad of suppliers and the chances that one of them will fail. We have checked the possibilities of the wedding attire, especially the wedding dress being lost, stolen or damaged before the event. We have looked at the consequences of the photographer either failing to turn up or that the photographs are substandard in some way, and we have taken a closer look at venue problems.
One last area we have not mentioned is that weddings are stressful occasions. The last thing you want to have on your mind during the day is the fear that something dreadful will happen or go wrong. Let's face it, you have made one of the most important decision of your life, so you do not want to have the additional worry about whether it all goes well or not.
Moreover, weddings today are expensive affairs. The days of booking some room in the back of a pub are long gone. People expect a reasonably lavish do to remember their day. Taking out wedding insurance will spare you from all these worries, financial or otherwise.
Article Source: Ezinearticles
